real people helping you consolidate debt and fix bad credit.

In trouble with your credit card company? Wondering where to turn? When Should You Consider Credit Counseling and What Should You Expect. If you are able to pay your bills, and you are current on all your accounts using the income you make every month, you probably do not need credit counseling. Here are some signs that you should start contacting credit card counseling services sooner rather than later. Wish you could negotiate a better interest rate.

How We Work with You. Schedule an appointment or ask questions. From the Financial Wellness Blog. Consumer Credit Counseling Service is a nonprofit organization, certified and licensed by the State of Wisconsin Department of Financial Institutions.

Am I in Debt? Your Rights and Responsibilities. Credit Counsellors provide helpful guidance you can trust. Use the map to find a qualified counsellor near you. Click on your province to begin. Take control of your money! A session with a certified credit counsellor will give you the necessary tools. From in-person workshops to webinars and online courses, there are many tools to help you learn! .